John C Carlos, J.D.

Wealth Management Advisor

Welcome

Mission Statement:

To provide clarity to my clients so that they can make informed and wise decisions to meet the needs, goals and objectives for them individually, as business owners and as stewards of their family wealth.

The decisions you make or fail to make can significantly impact future financial circumstances for you, your family, your company and your community. I have the knowledge, and experience to help my clients make wise decisions to achieve the goals of financial security, continued growth, and wealth preservation.

This process cannot be achieved with only one trusted advisor. My experience as an estate and business lawyer and tax advisor gives me an in depth understanding of my client's planning needs. 

I will work with your attorney, accountant and other trusted advisors to identify, adopt and execute a plan that meets your goals and objectives.

You may need my services if you are not satisfied with the answer to the following questions:

Business Services

  • Succession Planning - Do you have a plan that fits with your short and long term goal for who will be the owners of your business?  Does the plan ensure the legacy you want for your business?
  • Business Planning - Have you addressed the business planning risks that your company could face?
  • Executive Benefits - Does your benefit plans help you recruit, reward, and retain your most valuable employees?

Personal Planning Services

  • Estate Planning – Do you have a plan to make sure that your assets get to the right people in the right manner? Is your plan tax efficient so that unnecessary taxes will not be paid? Do you have charitable objectives that will be achieved?
  • Investment Management – Are you satisfied with your investments? Do your investment selections fit with your goals and objectives?
  • Personal Financial Planning – Have you considered whether you have a plan so that you will be successful in meeting your personal and financial needs now and in the future? For business owners, in particular, this is a need that is often overlooked because they do not have clarity with how their business fits with their personal planning. 

As the Director of Estate and Business Planning for Northwestern Mutual in Pittsburgh. I am part of a select group of Northwestern Mutual financial representatives who have exclusive access to Northwestern Mutual’s products and services, including providing fee based services through The Northwestern Mutual Wealth Management Company.  

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, 2019 to 20201
  • AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

2Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody’s Investors Service, Aaa (highest), December 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3Measured by 2020 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, April 2021.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck